We have been lucky the last few years in Southwest Florida
as far as damage due to tropical storms is concerned. There haven’t really even
been any close calls to speak of. That can change at any time though with dire
consequences if you are not prepared. Are you fully insured for an incidental
or catastrophic loss due to a tropical storm or hurricane? The official
hurricane season is just around the corner beginning on June 1. It’s not too
late to protect your home or property, but many policies can take as long as a month
to be fully active. And many companies will not write policies while there are
active tropical storms in the vicinity of the U.S. So don’t waste any more
time, be sure to make sure your policies are current and up to date. Another
good practice is to keep your insurance paperwork in a safe, secure place along
with itemized lists of the expensive items and contents of your home. It’s even
a good idea to make video records of your possessions, so you have the proper
documentation should you need to make a claim with your insurance provider. Don’t
be caught unprepared for the upcoming 2014 tropical season.
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